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Domestic Plan

Waive Out

The deadline to waive out was September 15, 2023. Email HealthIns@cgu.edu for inquiries.

Students who are unsure whether they want to enroll in the university plan, or search for private insurance should review the UnitedHealthCare Plan Brochure under Plan Details to compare coverages, exemptions and out-of-pocket maximums. A recorded UnitedHealth Information Session is also available online.

Uninsured students are also recommended to learn more about CoveredCA, Medi-Cal and other comparable plans.

 

Overview

CGU student health insurance plan (SHIP) through UnitedHealthCare is required for all domestic (U.S. citizens, permanent residents and undocumented) students, unless eligible for an exemption or waiver.

The health insurance portal is now closed. The deadline to enroll or waive out was September 15, 2023. Email HealthIns@cgu.edu with any inquiries.

2023-2024 Plan Details
The current SHIP details, which include coverage and exclusion information is available in the documents below:

 

Semester  Enrollment
&
Waiver Deadline 		 Coverage
Period 		 Cost 
Annual  9/15/2023  8/29/2023 –8/28/2024  $*6,690 
Fall
Term Only 		 9/15/2023  8/29/2023 — 1/1/2024  $*2,306 
Spring/ Summer
Term 		 Opt-In Only  1/2/2024 —
8/28/2024 		 $*4,384 
Summer
Term Only 		 Opt-In Only  5/13/2024 —
8/28/2024 		 $*1,978 

* A $20 administrative fee is added to each annual plan. Students who enroll in a semester only plan are charged a $10 administrative fee. Students who enroll in the annual plan will see the charge split: $2,306 charged during the fall semester and $4,384 charged in the spring semester. 

Exemptions & Waiver Eligibility

Who is Exempt from the Policy?

Students who are enrolled in less than six units; doctoral study (course 499: Doctoral Study); or continuous registration (course 400M: Continuous Registration) are exempt AND not required to enroll or submit a waiver form.

Who is Eligible for a Waiver?

Students who are enrolled in six or more units of coursework, and have comparable coverage can apply to waive out of the domestic insurance plan. If the student’s existing coverage meets the minimum requirements, the waiver management system will remove them from being enrolled.  Examples of coverage that will meet the minimum requirements:

  1. Any Affordable Care Act (ACA) compliant coverage
  2. Medical insurance purchased through the California health insurance exchange – Covered California.
  3. Medical insurance through an employer, spouse or parents.
  4. Medi-Cal
  5. Student veterans enrolled in the VA Health Care program. Confirmation from the VA Office should be provided as proof of coverage.
  6. American Indian students receiving coverage from Indian Health Services. Tribal card can be provided as proof of coverage.

Students interested in learning more about comparable insurance plans (i.e. Medi-Cal or Covered California) should contact the SLDL Office at healthins@cgu.edu for enrollment information.

Enrollment & Waiver Form
The health insurance portal opens in August for students to waive out or enroll in the domestic health insurance. The deadline to waive out was September 15, 2023. 

The waiver period is open once per academic year, and is required each year of enrollment at CGU.

Students who are exempt, or who lose their private insurance and want to enroll in the university plan should contact healthins@cgu.edu.

UnitedHealthCare Contact Information
UnitedHealthcare offers enrolled students access to a student-only site to help manage their plan. Features include the ability to download their insurance ID card, find a doctor or hospital nearby, view claims information, and more. View the UnitedHealthCare website.

Students can also contact UnitedHealthCare’s customer service at 1-800-767-0700 or customerservice@uhcsr.com.

Virtual & Telehealth Services

7C Health

All CGU students have access to 7C Health, a telehealth/online medical and counseling service that provides 24/7 medical and mental telehealth care for all 7C students at no cost! To get started, visit 7C Health. Click here to register and use the service when you need it.

As part of CGU’s commitment to providing a medical insurance plan, students who enroll in the UnitedHealthcare plan also have access to unique medical and counseling services.  All these services listed below are free of charge to students enrolled in SHIP.

BetterHelp

Through BetterHelp, a national virtual counseling service, you can get the help you want, the way you want it. Students enrolled in SHIP have access to Psychologists (PhD/ PsyD), Marriage and Family therapists (LMFT), Clinical Social Workers (LCSW) and Licensed Professional Counselors (LPC). These professional licensed counselors will be available to you via ongoing text communications, live chat, phone, video or group-inars. For more information, view PDF or register at www.counseling4students.com.

HealthiestYou

CGU has partnered with HealthiestYou to provide you with round-the-clock (24/7) access to board-certified physicians. Students enrolled in SHIP can connect with a physician via phone and/or video chat using this nationwide telehealth service. The service can also prescribe medications delivered to a pharmacy near you.  No more waiting at the doctor’s office – receive care instantly when you need it. For more information, view PDF, call 1-855-870-5858 or visit www.telehealth4students.com.

7c Health / Timely MD

7C Health

The Claremont Colleges offers 7C.Health – telehealth/online medical and counseling services to all CGU students. 7C Health makes it easy for students to get quality medical and mental health care online or from their phone, anytime they need it.

Students now have access to 7C Health, which provides 24/7 medical and mental telehealth care for all students at no cost! To get started, visit 7C Health. Click here to register and use the service when you need it. .